Feedback Introduction to Finance - 1991 Words

Quiz Feedback | Introduction to Finance 12/07/13 18:50 Feedback — Assignment 3 Thank you. Your submission for this quiz was received. You submitted this Assignment on Sun 7 Jul 2013 10:22 AM PDT (UTC -0700). You got a score of 90.00 out of 100.00. Please read all questions and instructions carefully. Note that you only need to enter answers in terms of numbers and without any symbols (including $, %, commas, etc.). Enter all dollars without decimals and all interest rates in percentage with up to two decimals. Read the syllabus for examples.The points for each question are listed in parentheses at the start of the question, and the total points for the entire assignment adds up to 100. Question 1 (5 points) Sachin has asked his flat†¦show more content†¦You know how to set up and calculate NPV. 10.00 / 10.00 Question Explanation A fairly common NPV problem Question 5 (10 points) Yassein is looking to refinance his home because rates have gone down from when he bought his house 10 years ago. He started with a 30-year fixed-rate mortgage of $288,000 at an annual rate of 6.5%. He can now get a 20-year fixed-rate mortgage at an annual rate of 5.5% on the remaining balance of his initial mortgage. (All loans require monthly payments.) In order to re-finance, Yassein will need to pay closing costs of $3,500. These costs are out of pocket and cannot be rolled into the new mortgage. How much will refinancing save Yassein? (i.e. What is the NPV of the refinancing decision?) Your Answer 15463 16975 ï€Å' 10.00 Correct. This is a very common situation we all face all the time. 17517 16467 Total 10.00 / 10.00 Score Explanation https://class.coursera.org/introfinance-003/quiz/feedback?submission_id=41317 Pà ¡gina 4 de 9 Quiz Feedback | Introduction to Finance 12/07/13 18:50 Question Explanation A problem we saw last week, but I expect you to do this routinely now. It is a value generating opportunity through financing only because interest rates changed. Question 6 (10 points) Chandra has the opportunity to buy a vacant lot next to several commercial properties for $50,000. She plans to buy the property and spend another $60,000Show MoreRelatedJob Requirements For Operation Manager1557 Words   |  7 PagesIntroduction Employment interview become an interactive and integral part of recruitment process that help companies and individuals to meet and choose the right person, right place. This report aimed at identify the interview structure and appraisal issues and analyse job requirements for operation manager in the case of Ateam Fashion Ltd, a leader in fashion designing and customizing fields. Besides, the key performance indicators for this position will be assessed to create the framework and guidanceRead MoreFactors affecting women entrepreneurs success1224 Words   |  5 Pages1-1 Introduction to Operations Management Operations Management William J. Stevenson 1-2 Introduction to Operations Management Operations Management Figure 1.1 The management of systems or processes that create goods and/or provide services Organization Finance Operations Marketing 1-3 Introduction to Operations Management What Do Operations Managers Do? †¢Ã¢â‚¬ ¯ What is ‘Operations’? †¢Ã¢â‚¬ ¯ †¢Ã¢â‚¬ ¯ a function or system that transforms inputs into outputsRead MoreThe New Version Of Kindle Fire Essay1391 Words   |  6 PagesThe new product introduction (new version of Kindle Fire) maybe faced by a number of potential risks from its production initiatives. The first risk is associated with costs that were not expected. In every project that is initiated, planning encompasses expected costs; the rise of unexpected costs can hamper the continuity of such a project. The new version of Kindle Fire may be hampered by costs that were not planned for yet essential for the completion of the project. Such costs may be due toRead MoreCourse Work Of Outsourcing And It Management1057 Words   |  5 Pagesthe business process. The suggested recommendations in this report can be helpful to Magic Kitchens to improve the current business and also to be secured in market in future. Table of Contents Abstract 2 Introduction 4 Introduction Magic Kitchen is a family run company and also leading in the business providing various choices to the customers. As the Magic Kitchens’s business is growing and they need to be secured in the market as a leading business companyRead MoreRisk And Financial Impact. Risk Is Defined As The Probability1236 Words   |  5 Pagessupported, whilst at the same time maintaining the quality of the product that the consumers have come to expect. It is important to listen to customer feedback and implement quality management in order to retain the current customers as well as those represented in the growth phase. Management Strategies The team that will support the introduction of the new product will include marketing, sales, product development, and training and support aspects. These characteristics will ensure that all aspectsRead MoreControl Mechanism1660 Words   |  7 PagesControl Mechanisms and the Starbucks Corporation The purpose of this paper is to identify four types of control mechanisms, feed-forward, concurrent, feedback, and financial, and their application in the Starbuck Corporation. The control mechanisms are compared and contrasted along with determining the effectiveness of these control mechanisms, and examining the positive and negative reactions. Finally, students will explain how these controls affect the four functions of management. ControlRead MoreWhat Are The Capabilities Needed For Be A Broad Adaptive Cost Leader?1396 Words   |  6 Pageshigh switching costs, switching costs are the expenses which customer has to spend when switching from one brand to another. This can happen in case of software’s or service providers like Ethernet or internet etc. †¢ Positive feedbacks: Below listed are types of positive feedbacks: ïÆ'Ëœ Network externalities: This is the position in which one pays a value for the product or services which is also shared between others who use the same product to create different values to the firm. For example when a pharmaceuticalRead MoreSample Resume : Chef 7 Chefs Essay1313 Words   |  6 Pagesregister, line up and wait for seat in order. Also we may need ordering machine to help waiters to send the order accurately to kitchen. Moreover, the finance software also will help us to deal with the data analysis during our operation. Besides that, the apps like yelp! and ZAGET also will help us to advertise. Marketing and Market Introduction Plan First, we have to find a right place for our restaurant. It isn’t a small restaurant, so we have to find a store can contain our restaurant scale.Read MoreFinancial Decision Making for Managers: Assignment Specifications1273 Words   |  6 Pagesothers has been used to support my work then credit has been acknowledged. Signature: †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. Date: †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ Key dates Distribution date: Submission date: Return date: 23/09/2013 (TBC) 15th week of the term 4 weeks from submission Introduction The assignment requires students to carry out calculations and make decisions based on an analysis of financial information. For task one they should use a set of published accounts that they have sourced (as in activities above). For otherRead MoreThe Function Of Management Control1387 Words   |  6 Pages___________ Assessment 2 Research Exercise BUS 106A Introduction of Business – A T3/14 (Control Issues) Prepared by: Nirendra Adhikari Student no. 11401185 Timing: Tutorial on Monday 9am – 11pm, LA-T1 Tutor: Katerina Pantzikas Due date- 19th Jan 2015 Table of Substance: ïÆ'Ëœ Introduction.................................................................................

Music Baritone Sax Free Essays

The History of the baritone saxophone was very interesting to research giving that I have played this beautiful instrument for 4 years. Finding a little more about the history of this beautiful instrument was a very interesting time. The baritone saxophone features a low pitch. We will write a custom essay sample on Music Baritone Sax or any similar topic only for you Order Now It is a single reed instrument that is made from brass and has a tapered conical bore. Despite the baritone’s low pitch, its music is written in treble clef instead of bass clef. In modern music, the baritone saxophone is usually the largest sax featured in contemporary ensembles alongside its more common cousins, the alto and the tenor saxophone. The saxophone was invented in 1841 by Belgian manufacturer and instrument maker Adolphe Sax. His intent was to create a new instrument that would fill the gap between the loud woodwinds and the brass instruments. In 1844, Sax introduced his saxophone to the public during the Paris Industrial Exhibition. In February of that year, Berlioz conducted a concert that performed his choral work, â€Å"Chant Sacre,† which featured segments that included the new saxophone. Near the end of 1844, the saxophone enjoyed a successful orchestra debut in Georges Kastner’s opera â€Å"Last King of Juda† at the Paris Conservatory. Adolphe Sax obtained his original patents in 1846 for the baritone variation of the saxophone along with thirteen of its cousins, including the tenor, bass, alto, contrabass and sopranino saxophones. The following year, the first saxophone school was opened at the Gymnase Musical, a military band school. Ten years later, Adolphe Sax wanted to share his love and knowledge of music, so he took on a professorship at the Paris Conservatory. â€Å"Also, in 1866, Sax’s patents expired, leaving the way open for the Millereau Co. o obtain patents for their own variation of the saxophone that featured a forked F sharp key†. In 1881, Adolphe Sax extended his patent for the baritone sax and other variations, and made changes to the design of the instruments. In response to its growing popularity, Gus Buesher was the first person in the United States to build a saxophone in 1885. Over the next few years, the baritone and other variations underwent more design changes, â€Å"such a s the addition of the right hand C trill key and the invention of the single octave key†. Adolphe Sax died in 1894, but his legacy lived on when his son, Adolphe Edouard, continued his life’s work. During the 1900s, the baritone saxophone enjoyed increasing popularity, and was incorporated into Jazz bands and other musical formats. It was also used in classical compositions, but rarely for orchestral music. Notable orchestral exceptions include Richard Strauss’s â€Å"Symphonia Domestica† of 1903 and Charles Ives’s â€Å"Symphony no. 4,† composed from 1910 through 1916. Famous musicians who played the baritone sax include Harry Carney, Pepper Adams, Valentin Alvarez, Bruce Kapler, Lou Marini and LeRoi Moore. † In conclusion the Baritone Sax is a beautiful instrument that should be appreciated. Giving such a beautiful tone. By far the baritone sax is my favourite saxophone giving it shape, color, quality of tone and pitch, and allowing a player to have the control to play with dynamics. I hope you have learned alittle more about my instrument thank you. How to cite Music Baritone Sax, Papers

Human Embro Cloning Essay Example For Students

Human Embro Cloning Essay The specific objective of this major essay is to clarify and summarise the controversial debate concerning the ethical decency of embryonic cloning for therapeutic purposes. This is the form of cloning that is supposedly beneficial to a barrage of medical applications. We will identify the key opposing ethical perspectives such as those of the justification of embryonic research based on the normative theory of consequentialism. This paper will also probe into the relatively brief history of the debate while gauging the particular stumbling blocks of disagreement which bioethicists have arrived at. The topical aspects of therapeutic cloning will be closely studied by weighing the pros and cons and gaining a greater understanding of the present scenario. Formally speaking, embryonic cloning is a technique used by researchers and animal breeders to split a single embryo into two or more embryos that will all have the same genetic information. Some more extreme forms of Embryonic or Therapeutic cloning involve the deliberate creation of an identical twin to be destroyed before implantation in order to make replacement tissues. However, these identical twins are usually only six day old embryos, a minuscule collection of cells without a nervous system. Therapeutically, the notion of cloning is medically significant because cloned individuals at the embryonic stage share the same immune characteristics as each other (Harris 26). The possibility of cloning an individual at the embryo stage allows one clone to be used as a cell tissue and organ bank for the other. Embryonic cloning has a history of significant developments and discoveries that have occurred only in the past ten or twenty years. In the nineteen eighties and early nineteen nineties, sophisticated foetal and embryological research was banned by the United States Reagan and Bush administrations due to pressure from pro-life factions of the Republican party. However, these regulations against research into the controversial field were relaxed considerably with the inception of the more pro-choice Clinton administration. In October 1994, Robert J. Stillman shocked the world with the news of his successful cloning of seventeen flawed human embryos at George Washington Medical Center (Dyson Harris 276) in the United States. Events such as this have continued to spark furious debate over the past few years. In December 1998, Professor Lee Bo-Yeon of Korea created and killed the first human clone, much to the dismay of numerous pressure groups. In July this year, scientists of the United Kingdom began to publicly exploit a loophole in the Governments ruling of the rejection of spare-part cloning research. The loophole allows the researchers to continue with experiments by importing stem cells from cloned embryos which have been created and destroyed in another country. There is a rather surprising amount of medical benefits arising from therapeutic cloning research which have to be weighed before we assess where the debate is currently at. Doctors lay well founded expectations that by being able to study the multiple embryos developed through cloning, the causes of disastrous spontaneous abortions can be determined and much human loss can be averted. A greatly viable application lies in the field of clinical contraceptives. Leading contraceptive specialists perceive that if they can determine the manner in which an embryo knows where to implant itself, a contraceptive can be developed which will prevent embryos from implanting in the uterine wall. An additionally important branch of therapeutic cloning research is embryonic stem cell development. Stem cells are undifferentiated cells that can evolve into almost any type of cell (Lord 28) within the human body. These cells are not attacked by a persons immune system because of their rapid maturation and undifferentiated status. .u1755733abf804f115161d5b02b34aec2 , .u1755733abf804f115161d5b02b34aec2 .postImageUrl , .u1755733abf804f115161d5b02b34aec2 .centered-text-area { min-height: 80px; position: relative; } .u1755733abf804f115161d5b02b34aec2 , .u1755733abf804f115161d5b02b34aec2:hover , .u1755733abf804f115161d5b02b34aec2:visited , .u1755733abf804f115161d5b02b34aec2:active { border:0!important; } .u1755733abf804f115161d5b02b34aec2 .clearfix:after { content: ""; display: table; clear: both; } .u1755733abf804f115161d5b02b34aec2 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u1755733abf804f115161d5b02b34aec2:active , .u1755733abf804f115161d5b02b34aec2:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u1755733abf804f115161d5b02b34aec2 .centered-text-area { width: 100%; position: relative ; } .u1755733abf804f115161d5b02b34aec2 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u1755733abf804f115161d5b02b34aec2 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u1755733abf804f115161d5b02b34aec2 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u1755733abf804f115161d5b02b34aec2:hover .ctaButton { background-color: #34495E!important; } .u1755733abf804f115161d5b02b34aec2 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u1755733abf804f115161d5b02b34aec2 .u1755733abf804f115161d5b02b34aec2-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u1755733abf804f115161d5b02b34aec2:after { content: ""; display: block; clear: both; } READ: Flight 93 EssayMany doctors have reason to believe that these stem cells could be used to replace damaged cell tissue in adult humans with brain and nervous system damage. Because of the large amount of cells needed, human embryo cloning will aid the eventual implantation of those cells significantly. Cancer investigation is probably the most crucial reason for research into therapeutic cloning. Oncologists believe that embryonic study will advance the understanding of the rapid cell growth of cancer. Cancer cells develop at roughly the same extraordinary speed as embryonic cells. By studying the embryonic cell growth, scientists may be able to determine how to stop it and, in turn, also stop cancer growth. Genetic embryo screenings is a branch of cloning research which is already becoming increasingly effective and precise within hospitals in England. Parents who have a history of genetically inherited diseases such as cystic fibrosis can now use an embryo screening to determine if their child has received the faulty gene. The more medically questionable use of cloned embryos is for spare parts. By freezing cloned embryos, it is possible to later thaw and implant one into the uterine wall for the development of an identical child. This foetus would then be able to provide any organs or bone marrow transplants to save the life of the original child without the necessity of being carried to a nine months full term. This last application definitely begins to raise the question of what moral status an embryo should have, if any at all. The paramount controversy lies in the distinct disagreement as to whether we can classify human embryos as people; or more precisely human beings. One of the larger problems in this debate is an equal lack of knowledge on both sides. If one says the word embryo, people conceive an image of an extremely small baby. Heads, arms and eyes are usually imagined; this is completely incorrect. As mentioned previously, the embryo appears as a tiny bowl of cells when seen with the naked eye. The cells have not begun to change yet, there is no nervous system. On the other hand, after a development period of precisely fourteen days the formation of the nervous system, including the brain, is begun via the closure of the neural tube. This process is complete after the eighteenth day of development. The debate here lies within the question of whether embryonic cells, even before the fourteenth day, deserve the same moral standing as fully developed persons. As is the case with the abortion debate, we are trying to define where life begins by using different paradigms which clash rather violently; scientific versus religious, anthropocentric versus ecocentric and political versus the masses. Pressure groups against therapeutic cloning take insignificant events and sensationalise them in order to sway the argument. An array of people now maintain that cloning can inadvertently kill the clone; this originated from the incident that a cow cloned with DNA from an adult cell may have died because of errors in its DNAs genetic reprogramming. Small details and incidents within the therapeutic cloning lead to startling accusations and supposed factual estimates. There is a barrage of groups and sectors of the global community that constantly share their drastic ethical perspectives on the therapeutic cloning debate. The religious community vigorously opposes all human cloning procedures. The doctrines of such religions as Catholicism, Judaism and Buddhism firmly believe in the notion of the human soul. It is the inner spiritual self which is believed to be born from the very first second of conception. Mostly all religions believe that the act of murder is incorrect; not only destroying another human being, but his or her soul. Cloning research involves killing embryos which, to these religions, means the murder of a soul. To the religious community, cloning in itself is a violation of natural processes which should not be interfered with because they are made possible by a supreme being. .ua8b45ad342448e1cc9e45f8041e9203e , .ua8b45ad342448e1cc9e45f8041e9203e .postImageUrl , .ua8b45ad342448e1cc9e45f8041e9203e .centered-text-area { min-height: 80px; position: relative; } .ua8b45ad342448e1cc9e45f8041e9203e , .ua8b45ad342448e1cc9e45f8041e9203e:hover , .ua8b45ad342448e1cc9e45f8041e9203e:visited , .ua8b45ad342448e1cc9e45f8041e9203e:active { border:0!important; } .ua8b45ad342448e1cc9e45f8041e9203e .clearfix:after { content: ""; display: table; clear: both; } .ua8b45ad342448e1cc9e45f8041e9203e { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ua8b45ad342448e1cc9e45f8041e9203e:active , .ua8b45ad342448e1cc9e45f8041e9203e:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ua8b45ad342448e1cc9e45f8041e9203e .centered-text-area { width: 100%; position: relative ; } .ua8b45ad342448e1cc9e45f8041e9203e .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ua8b45ad342448e1cc9e45f8041e9203e .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ua8b45ad342448e1cc9e45f8041e9203e .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ua8b45ad342448e1cc9e45f8041e9203e:hover .ctaButton { background-color: #34495E!important; } .ua8b45ad342448e1cc9e45f8041e9203e .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ua8b45ad342448e1cc9e45f8041e9203e .ua8b45ad342448e1cc9e45f8041e9203e-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ua8b45ad342448e1cc9e45f8041e9203e:after { content: ""; display: block; clear: both; } READ: THE CITY WHICH IS INSIDE YOU EssayThe scientific community is divided on the ethical implications of cloning research. One hundred bioethicists, scientists and legal scholars in America have signed a statement declaring therapeutic cloning as unethical and scientifically unnecessary (Nicholls 1). But many biologists believe that further embryonic research will be based on the normative theory of consequentialism. This theory allows for the actions of research to be taken in accordance with the desirable goal of human satisfaction, happiness or pleasure; the greatest good for the greatest number. (Preston 41). In conclusion, we can clearly see that significant steps must be taken to allow for the divergent communities of the world to reach common ground on the topic of embryonic cloning research. There are a few guidelines and regulations for cloning research which have been layed out by some governments but they are not sufficiently effective to stop the actions that, to many, seem unethical and even grotesque. Limitations which are put in place by governments can only apply to government funded experiments; currently there are no laws prohibiting any of the above procedures in privately funded research settings. At the present stage, the debate may continue and the controversies may prosper, but human embryo cloning will go on in any manner as long as no worldwide bans exist. Thoroughly continuing the review of both popular and academic literature may lead the developed nations to gain a proficient understanding of the realistic positive and negative possibilities of therapeutic cloning in the near future. This will, in time, generate the global legislations giving much needed ethical and humane boundaries to a field which is yet to be conquered.

Marshall Mathers LP by Eminem free essay sample

I would highly recommend the album, Marshall Mathers LP, produced in the year 1999 and released at the turn of a new century. Marshall Mathers, Eminem or his alter ego, Slim Shady, brought change to rap/hip hop forever. Eminem uses explicit rhymes that he uses to describe and tell people about his life, although explicit he uses those words in a context that is, in a way, needed to describe his life. In the song â€Å"Stan† Eminem talks about his closest friend as a child growing up about how his life was terrible, and how his cousin had ended up going rogue and kills himself and he is saying that he thought it was all his fault and he was to blame for his closest friends death. All his life experiences leading up to his career have fueled his energy to do his job in the music industry, and all of this energy has been put towards creating the Marshall Mathers LP. We will write a custom essay sample on Marshall Mathers LP by Eminem or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Marshall (AKA Eminem) was ranked at the the top of this list of the best rappers in the world and MMLP has 21,000,000 copies worldwide and nearly half of those records were sold in the United States. Many people love his music style of rap and hip/hop mashed together and others not so much, but Eminem has changed the music industry for better and for worse with this album.

FBI Warning Regarding Phishing, Spoofing and ID Theft

FBI Warning Regarding Phishing, Spoofing and ID Theft The FBI,  the  Federal Trade Commission (FTC), and Internet service provider Earthlink have jointly issued a warning on how the growing ranks of Internet crooks are using new tricks called phishing and spoofing to steal your identity. In an FBI press release, Assistant Director of the agencys Cyber Division, Jana Monroe says, Bogus e-mails that try to trick customers into giving out personal information are the hottest, and most troubling, new scam on the Internet. The FBIs Internet Fraud Complaint Center (IFCC) has seen a steady increase in complaints that involve some form of unsolicited e-mail directing consumers to a phony Customer Service type of web site. Assistant Director Monroe said that the scam is contributing to a rise in identity theft, credit card fraud, and other Internet frauds. How to Recognize Attack Email Spoofing, or phishing, frauds attempt to make Internet users believe that they are receiving e-mail from a specific, trusted source, or that they are securely connected to a trusted web site when that is not the case. Spoofing is generally used as a means to convince individuals to provide personal or financial information that enables the perpetrators to commit credit card/bank fraud or other forms of identity theft. In E-mail spoofing the header of an e-mail appears to have originated from someone or somewhere other than the actual source. Spam distributors and criminals often use spoofing in an attempt to get recipients to open and possibly even respond to their solicitations. IP Spoofing is a technique used to gain unauthorized access to computers, whereby the intruder sends a message to a computer with an IP address indicating that the message is coming from a trusted source. Link alteration involves altering the return address in a web page sent to a consumer to make it go to the hackers site rather than the legitimate site. This is accomplished by adding the hackers address before the actual address in any e-mail, or page that has a request going back to the original site. If an individual unsuspectingly receives a spoofed e-mail requesting him/her to click here to update their account information, and then are redirected to a site that looks exactly like their Internet Service Provider, or a commercial site like ​eBay or PayPal, there is an increasing chance that the individual will follow through in submitting their personal and/or credit information. FBI Offers Tips on How to Protect Yourself If you encounter an unsolicited e-mail that asks you, either directly, or through a web site, for personal financial or identity information, such as Social Security number, passwords, or other identifiers, exercise extreme caution.If you need to update your information online, use the normal process youve used before, or open a new browser window and type in the website address of the legitimate companys account maintenance page.If a website address is unfamiliar, its probably not real. Only use the address that you have used before, or start at your normal homepage.Always report fraudulent or suspicious e-mail to your internet service provider.Most companies require you to log in to a secure site. Look for the lock at the bottom of your browser and https in front of the website address.Take note of the header address on the web site. Most legitimate sites will have a relatively short internet address that usually depicts the business name followed by .com, or possibly .org. Spoof s ites are more likely to have an excessively long strong of characters in the header, with the legitimate business name somewhere in the string, or possibly not at all. If you have any doubts about an e-mail or website, contact the legitimate company directly. Make a copy of the questionable web sites URL address, send it to the legitimate business and ask if the request is legitimate.If youve been victimized, you should contact your local police or sheriffs department, and file a complaint with the FBIs Internet Fraud Complaint Center..

Blackberry Phone Analysis

Blackberry Phone Analysis Blackberry Phone Background Living in a global world, we are mainly ruled by gadgets of all kinds. Starting from a street sweeper all the way up to the CEO of a multinational corporation, we all are beguiled by the charm and charisma that technology brings to our lives. This reality has turned luxuries into necessities. Still man is not satisfied with this technological awareness, always driven by the desire for more convenience, speed, and efficiency to make life easier. To satisfy this desire we bring to you a new Blackberry, with conferencing capabilities and GPS features. The young executives of today and the senior officers at work find it extremely frustrating not to be able to contact multiple business partners simultaneously and with limited fanfare and complications. Our new product solves this problem by allowing users to engage in a conference call by selecting a distribution group, contact group, or by multi-selecting users in the Contact List. Users engaged in a one-to- one call can invite other participants to join the conversation thereby creating a multi-party conference. Introduction The product is not only targeted for business executives who are always running short on time, and have the burden of numerous responsibilities, but also will appeal to the technologically inclined. The real goal here was to build a high-end device that was the ultimate Blackberry to date. It is marketed both the business executives and the gadgetholics who just have to have the best gadget in the market. (Positioning a New Product in an Uncertain Market) Other vendors clearly have their sights set on the same market, hoping the BlackBerry situation creates new opportunities. Nokia, for instance, recently purchased wireless e-mail management firm IntelliSync to target customers who want continuous access to their messages. â€Å"What we find in the marketplace is increasing awareness of the further potential beyond e-mail of the BlackBerry and other hand-held devi ces, said Al Smith, president and co-founder of Apresta. â€Å"Many of our customers are using the device to check inventory, to put in orders from the road. They’re starting to become very dependent on it and used to using it for that as well.† (Blackberry Competition) These same services can be used on other devices as well but our corporate users are loyal to the blackberry since it was the first device to introduce this new wave of technology. Blackberry Classic is definitely a major smart phone enhancement that provides its users with a myriad of tempting features. Features ‘Tri-band 3G support extends support to GPRS/EDGE/HDSPA networks. Push button† WiFI setup to readily access â€Å"protected† WiFi access points. Significantly improved multimedia support – overall (streaming) video performance, iTunes synchronization, new media player, improved display and, while they’re still working on it prior to the Blackberry Bold’s summer release, a new web browser. Faster processor (@ 624 MHz, the fastest Blackberry) 128MB internal Flash memory but also 1GB on-board storage memory expandable to 16GB via MicroSD/SDHC slot. 4.2 megapixel camera GPS with Blackberry MapsBlackberry MediaSync to transfer media from iTunes half-VGA â€Å"ultra-bright† display (480 x 320)

Journal Essay Example | Topics and Well Written Essays - 250 words - 57

Journal - Essay Example Sheehan terms the advertisement as a perfect example of social responsible advertisement (243). The author further points out that the form of marketing increases the corporate value of an organization (Sheehan 243). However, the Benetton’s Death Row Campaign is my most detestable advertisement. The advertisement has an objective of creating a human feeling on the people who are convicted with death rows. The execution of the advertisement was also poor. The advertisement used picture insertions of people who are on the death rows across the United States. The advertisement is not social responsible. It creates a negative perception of the people against the justice system. Any corporate advertisement should show support of state institutions or not portray them in a negative image. In addition, Sheehan cites that an organization should not put itself in a position whereby they would gain from the miseries of the society (257). The author is also of the assumption that this is an opportunistic strategy (Sheehan

Managing Your Time as an Adult Learner Research Paper

Managing Your Time as an Adult Learner - Research Paper Example An instance whereby the teacher is able to fashion the learning activities in such a manner, that the learners identify with the concept being taught, there is a great likelihood that, the learners will identify themselves with the contents being taught (Turner, 2001). For learning to be effectual, the need to set realistic goals is vital. All processes are worth undertaking if the learner is directed towards achieving a certain goal. Goals allow learners define what they work for and at what levels, they would also be in a better position to attain their goals. It is also imperative to note that, creating weekly schedules is crucial if individuals have to achieve their set goals and standards. Through set schedules; learners are able to detect extra time that they have, that can be dedicated to remedial classes. With strict timelines, learners are able to create quality and uninterrupted study time. Creation of schedule lists allows the learners schedule what they have to do in the following day. Schedules have been credited for their ability to allow learners plan on what to do and what not to do. According to Matema (2007) understanding one’s schedule is of importance to adult learning. ... Anderson, Samimi and Bohl (2010) argue that, time management is the major ingredient in the success of learning among learners. Learning how to manage time requires that learners come up with a daily occurrence list that needs to be constantly updated. Prioritizing activities allows learners plan what to do first and according to their urgency. The learners are also able to discern the repercussions of not following their time schedules. The learners must always update their skills and be in a position to assess their performance. Adult learners are faced with a myriad of barriers in their course of study. Rothwell (2008) indicates that, learners must devise solutions towards procrastination. The study recommends that adult learners can handle this problem through strictly following their set schedule. The schedule must be set on limits that the learners must plan their work in a manner that will not strain their abilities. Procrastination is known to instill guilt feelings among lea rners; a factor that drains their abilities to perform well. In order to work without interruptions, the leaner may need to understand the contents of their tasks, so as to allocate enough time for all of them. In this way, the learners will be in a better position to meet deadlines of the specific tasks as well as, acquire help when need in a timely manner. It is possible to eliminate stress in the learners if they understand the fact that, they do not have to be perfect, but do what they can within the allocated time. The learners must always attempt to make their learning interesting despite the fact it may prove extremely difficult at times. Conclusively, it is justified to argue that, adult education can only be successful if all the tips of effectiveness are followed

Facilitating Case Management Essay Example for Free

Facilitating Case Management Essay Why is it important for a case manager to develop rapport with a client? Provide three examples of how rapport can be generated. 2. Why are statutory requirements necessary? What impact do they have on the case manager’s role? 3. What information might you need to gather from the families of clients? 4. List two elements that may be considered to be characteristics of a complex case. 5. Describe two strategies you may employ when dealing with a client with complex issues. 6. Case management plans must be developed in order to reflect the initial assessment of needs. Why is it essential that these plans be designed in consultation with clients? 7. Casework processes should be continually monitored for effectiveness. a) List two reasons why this is necessary. b) How should monitoring be undertaken? 8. If changes to a case plan are required, who should be consulted prior to the changes being made? 9. Why is cultural consideration important as part of case management planning? 0. Outline three strategies you think a workplace needs to have for including cultural awareness in the planning process? 11. You are a Team Leader in a Community Service Organisation and your organisation has just employed a new case worker. Describe two strategies that can help facilitate casework consultation between staff to maximise their performance in their new role. Best practice and promoting high-quality case management 12. What is meant by the term ‘best practice case management’? Why is best practice a significant service delivery benchmark? 13. How can case workers benefit from appropriate leadership, support, advice, supervision and challenges? In what ways might these improve service delivery? 14. Legislation, organisational policies and procedures can change over time. How might case management leaders support case managers in keeping up to date with organisational policies and procedures?

to become a member :: essays research papers

this is it I love you and am sending you a letter tomorrow.I want you to know I am sorry.Please, listen I will give you my address but DO NOT write b/c of parents. I will also give you my # but I will call you.I am sorry.Thank you though for believing in me and trusting me.Your an angel. I am not completely over last nights disagreement and don't want to cause any problems over it. I know what I put you through last night and I understand where you are coming from on the issue but I don't think you know or understand where I stand and what I percieve. I have been in your position several times and know how angry you get and how frusterating it is. But before I always thought like you did, until I got into the opposite position and trust me, it is miserable. Either way I go about it, I am still wrong. It is a long and complicated thing to get over because I can't express my feelings and I can't hold them back either. It will drive me insane if I do and if I don't. What will become of it, i don't know, but I won't stop loving you regardless. I do believe in fate and have for a long time, and whatever you have been thinking about I would like to hear it. I won't mention the arguement again and hopefully I will get over it and we can move on. I have a hair apointment at 11:00 and my wax apointment at 1:00 but hopefully I will be able to send you one more email before tonight. I love you dave honestly but at the moment I am feeling really down and discouraged. Please don'ttake my comments wrong and try to understand. I am sorry and I did overreact but I know you think I appologized for my thoughts and perceptions and that I didn't do. I love you too. I justwant to drop the whole arguement and deal with it by myself. I can work through it and then we can be back to normal. I am really scared of losing you too. But I don't know what to do, or how to do it, and especially not how to cope alone. I will work it out for you, for us, though. I love you and don't forget that.

Communication Style Essay

Communication is fundamental for good mental health and healthy relationships in the health care workplace. The following scenarios are reviewed for styles of communication with the benefits or weaknesses of each. There is abundant value in clear and productive workplace communication. The types of communication styles in the example related to Rashad were aggressive and passive communication. Evidence of aggression shown as the Registered Nurse communicated to the nurse aide that included a raised tone of voice and negative comments, show evidence of superiority and attaches blame to the individual. This type of communication may induce feelings of negativity and may often cause the individual to feel the need to retaliate with anger in return. By communicating in a passive manner ideas may not be shared because a person may feel belittled and humiliated, thus provoking an unwillingness to bring forward positive suggestions to the task at hand. Passive behavior as Rashad showed with his â€Å"sitting quietly and not responding† (Hansten & Jackson, p. 283 2009) is nonproductive as it is an act to avoid the situation presented. The individual with the passive behavior may feel fear of prosecution, but act out in anger toward the person at a later date. The aggressor will alienate an individual and blame or attack others. These individuals will remain in a position of powerlessness unless the behavior changes. The scenario involving Pamela, a school nurse was evidence of nonassertive communication. Every time a person acts in a passive manner, they lose self-respect. Pam is doing the labor herself which may be not proper use of her time. Nor is it providing the proper communication to others about what is in needs to be completed. Communicating in a clear and concise method about what is required, an individual having little experience may be empowered by new knowledge and volunteer for new duties at a later time. This continued behavior of avoidance can lead to an individual unable to perform all duties as assigned. Productivity may go down and costs will go up due to an individual taking on too much of the task at hand. Not being able to educate and delegate in a productive manner will only create possible work burnout and increasing negative feelings between coworkers. Reasoning for passive or nonassertive communication would include low self-esteem, anxiety related issues, and possible dread of confrontations. Pamela â€Å"was concerned about the accuracy of the work† (Hansten & Jackson, p. 283 2009). Pamela should have taken the time to research the accuracy and possibly discuss the results with the individuals performing the test to review the data with them. There may have been a valid reason for the results. By not using proper investigation and communication techniques, she is creating more work for herself and less confidence in her coworkers. Similar behavior may lead to decreased confidence from the patient related to the test repeated. Trust from the patient is imperative to a heath care relationship. The last scenario presented with Mabel, the surgical technician, is very easily a representative of aggressive communication. This style of communication the individuals may be verbally or physically abusive to others during the process. This impact of this pattern of behavior would include alienating them from others and generating fear or hatred from peers. The idea of being entitled to special treatment and threatening comments to illicit getting their way can undermine authority and good decision-making processes. The aggressive communicator may feel incapable of dealing with the object of their resentments and redirect that anger by secretly sabotages others. This could be seed by behaviors of muttering foul words to themselves or using sarcasm while denying that there is even a problem occurring. An example of assertive communication would include a situation in which I needed to inform a group of relief charge nurses that were required to attend a clinical supervisor meeting on their normal scheduled day off. My personal experience as a nurse manager of a medical surgical unit consists of numerous forms of positive and negative communications. My goal to ensure proper communication includes delegation and a clear understanding of each individual’s job skill before communication occurs. Knowing the audience is imperative. Nursing students doing clinical rotation on my unit are at various stages of learning. Previously I would assign them a scavenger hunt. A list of items used every day needed to be located and marked down with different colors. Years ago I would ask the students complete with one sentence. Chaos ensued on the floor, including loud interactions, disruptive question asking of staff, and many individuals roaming the unit looking for the same item. They would often all come back with 21 silver tip catheters. It was hilarious yet frustrating. Progress was not made with this disorganized form of communicating and poor delegating. After recognizing this I currently divide the list into even sections. After dividing the class into even numbered groups and providing them an assigned color, one portion of the list was assigned to each group. Groups were sent out on their hunt, one group at a time. While one group was on the hunt, those remaining discussed strategies on delegating from the next lists. Each group found items more rapidly than previous groups. By knowing my audience, communicating clearly with a positive manner, and explaining the required goal, I consider this to be form of assertive communication style. The goal reached and individuals were allowed to contribute to make the solution to the problem successful. Communication styles can make or break a health care environment. Identifying styles and how to manage them is required to ensure correct nursing care delivery. Knowing the benefits of proper communication, patient safety will always be ensured.

Land Acquisition in Zambia

Due to the effects of food price crisis of 2007-2008, there was growing concern among the nations about the food security. There was surge in demand for food products by the food importing countries and subsequently food-producing countries imposed some restrictions on the food exports of food grains. In order to meet the growing demand of food and face increasing pressures on natural resources and water scarcity, the countries with land and water constraints needed an alternative means of producing food. Acquisition of farmland in the developing countries by these countries seeks to ensure food security. More on the land acquisition drive) These investments are not driven by the notion of comparative advantage in the large-scale production of indigenous crop (Mann and Smaller; 1; January 2010). The higher oil prices in 2007-2008 were another driver, which triggered interest of developed countries to acquire land for energy crops. Global financial crisis also encouraged investors to invest in foreign lands. The value of both food and fertile land was set to increase, making them an attractive new investment. Budgetary resources in developing countries may not be enough to meet infrastructural investment required to use the land to its potential. Some developing countries are seeking foreign investment to exploit their surplus land which is currently unused or under-utilized. This may lead to creation of jobs in rural areas and there may also be investment in health and education sector. Technology transfer by the investor countries may lead to increase in farm productivity. However these investments are not without trade offs. There are concerns about the impact on local poor people, who lack access to and control over land on which they depend. There can be local unemployment because of projects with imported workforce and high degree of mechanization. It will also lead to increase in regional land prices through soaring competition with regard to acreage and resources, and thus less access of land to poor people. Foreign investors can also emerge as strong competitors to local producers, especially small households. There is also risk of land conflicts in territories without well defined land titles (Bicker and Breuer; 37; April 2009). In some cases, the land leases are justified on the basis that the land being acquired by the foreign investor is â€Å"unproductive† or â€Å"underutilized. † However, there may be that the land is being used by poor for purposes such as grazing animals and gathering fuel wood or medicinal plants. These uses tend to be undervalued in official assessments because they are not marketed, but they can provide valuable livelihood sources to the poor. †(Von Braun and Meinzen-Dick; 2; April 2009) Large-scale land acquisitions may further jeopardize the welfare of the poor by depriving them of the safety-net function of this type. There can be misappropriation of arable land, displacement of indigenous people without compensation and migration to cities. So it is crucial to ensure that these land deals, and the environment within which they take place, are designed in a ways that will reduce the threats and facilitate the â€Å"win-win† situation for all the parties involved. According to Sustainable development innovation briefs (January 2010), â€Å"There are three sources of law governing foreign investment in agricultural land. 1) Domestic law 2) International investment contract 3) International investment agreements (IIAs) According to Ministry of Agriculture and Co-operatives of Republic of Zambia, Zambia has the best surface and underground water resources in Africa, with many rivers, lakes and dams. Sharing borders with eight countries, Zambia is centrally situated as a gateway to both southern and central Africa. This location is strategically advantageous by placing Zambia in a position to exploit the growing regional markets of SADC and COMESA, and be an active participant in regional and international agriculture trade initiatives (Source: The best of Zambia). Even with resource endowment for development of a wide range crops, livestock, and fish given the diversity of its agro-ecological zones, there was lack of cultivation because initially labour was forced toward mining sector. Urbanization kept the people to cities only. There was lack of infrastructure and utilities in rural areas which imposes a higher social cost in moving towards agriculture sector. The policies which took place were directed towards the development of mining sector, neglecting agriculture. It is generally seen that the developed countries are mainly with expanding industrial sector. These developed countries have initially accumulated the surplus in agriculture sector and then invested that surplus for expansion of industrial sector. So there is need to develop agriculture initially. Zambia is rich in mineral resources. To explore the potential there is need to develop agriculture sector. In Zambia, most farmers are insecure in the ownership of the land they work in. Less than 5% of them have leasehold title for their land. Most farmers pay rent to titleholders or have some kind of sharecropping arrangement with the title owners. Others depend on land owned either by the government or private owners, or on council or forestry land for their living. Those living in areas of customary land use do not need to be consulted before mining operations are allowed, and are usually not even aware of the possibility of placing land disputes before the Lands Tribunal (MacCuish and Frankel on behalf of Halifax Initiative Coalition). The efforts of the Agriculture Department to mark off ownership and use of agricultural areas were hindered by the lack of information about who owned the land. According to report of Global Times ( 9 September 2009), The Zambian government is to devise measures that would smoothen and quicken the acquisition of title deeds by prospective land owners, this was done in a bid to empower the less privileged people to own land in the country. The poor people can use land as collateral for them to access loans for land development. According to Ministry of Agriculture and Cooperatives of Zambia (26 January 2010), â€Å"Out of 75 million hectares land of Zambia, 43 million hectares (53%) is classified as medium to high potential for agriculture production. So far only 6. 02 (14%) of agricultural land is currently utilized. Irrigation total potential is 2. 7 million hectares out of which about 156000 hectares is under irrigation†. Framers are given a good price for grain but due to lack of market access the move is outweighed by poor infrastructure. Zambia endowed with rich natural resources needs investment by foreign investors to strengthen Zambia’s economic muscle (Zambia Mail dated May 11, 2010) Acquisition of land by the foreign investors is controversial and carriers many risks. Foreign investment can also be made through contract farming and out-growers scheme or joint venture or provision of infrastructure by the investor country. (David Hallam; 6; December, 2009) According to FAO (2001), â€Å"Contract farming can be defined as an agreement between farmers and processing/marketing firms for the production and supply of agriculture products under forward agreement, frequently at predetermined prices. The arrangements also invariably involve the purchaser in providing a degree of production support through, for example, the supply of inputs and provision of technical advice. The basis of such arrangements is a commitment on the part of the farmer to provide a specific commodity in quantities and at quality standards determined by the purchaser and a commitment on the part of the company to support the farmer’s production and to purchase the commodity†. In contract farming, farmers have to loose some freedom over the choice of crops they want to grow. The main commodities produced by small-scale farmers in Zambia under contract farming arrangements are cotton, tobacco, coffee, sugar, paprika and fresh vegetables. Of late honey, livestock (pigs and dairy cattle) and organic products are also coming up. Likilunga; 3; December 2005) Nevertheless, joint ventures between foreign investors and local producers or their associations as partners might offer more spillover benefits for the host country. Mixed models are also possible with investments in a large-scale core enterprise at the centre but also involving outgrowers under contracts to supplement core production. Some governments have been active in encouraging foreign involvement in such enterprises, as in the Tanzanian sugar sector or the so-called â€Å"Farm Blocks† in Zambia (David Hallam; 6; December, 2009). Zambian government has embarked on a programme to open up viable farm blocks in various parts of country to be involved in primary production and value addition. In Farm Block Development, Government has to provide basic infrastructure such as road, bridges and electrification. The design of Farm block is as follow. There is one core venture of 10,000 Hectares with commercial farms of 1000-5000 Hectares and small holdings of 30-300 Hectares. (Ministry of Agriculture and Cooperatives of Zambia; 26 January 2010). The type of business model to be adopted depends on certain characteristics of the economy i. e. olitical and social conditions, specific circumstances, the commodity concerned etc. Land acquisition and commercialization of agriculture is favorable, when economies of scale are important or there is need for investment in infrastructure. Contract farming or outgrower scheme is desirable when there in need to involve small landholders, but in contract farming care should be taken that contracts are properly implemented and there is no exploitation of smallholders by the big firms. The litigation process in Zambia takes too long and therefore enforceability through litigation process is costly and therefore not resorted to. There is weakness of enforceability when contract is breached. Donor funding forms a big part of Zambia’s spending plan (The Africa report; October 2009). China, India, South-Korea and oil-rich gulf countries with land and water constraints are turning to Africa as food security blanket. Saudi Arabia is interested in area of agriculture in Zambia. China is proposing to acquire 5 million acres of land to grow jatropha. Jatropha is a perennial plant, which can be used as biofuel. Plantation have yield after 2-3 years. In the short run there will be loss but in long run there will be gains. Income generated from plantation will vary from year to year. Growing Jatropha needs long term investment, which is vulnerable to risk due to uncertainty in price, yield, labour cost and rate of interest. Biofuel can provide hedge against climate change. Jatropha can also be used as a substitute for expensive kerosene, fertilizer and diesel. It needs less water so there is no need of major irrigation facilities. Jatropha can be planted during spare time in idle or fallow land, for which lot of officially unused land and degraded bush land seems available. Cultivation of Jatropha on abandoned agricultural, deforested or degraded land has the potential to improve the nutrient content of the soil and reduce erosion. Thus, this may improve the value of the land. However, the expanding use of land for the Jatropha production, even though it is marginal land, could mean that people living in the area would have to find other places for collecting firewood, herbs and fields for pasture land etc. So the selection of land for production should be done very carefully. Land grab in Africa mainly for biofuels has serious implications for food security. This however but it depend on the ownership of the land and how much space the production of Jatropha takes up. Biodiesel is mainly used by developed countries. If the price of food grains increases, then the people in developing country will suffer. Food security could even decrease where land and water resources are commandeered by the international investment project at the expense of domestic smallholders or where foreign investments push up land values. There can also be worst case scenario that there is production of 100 unit’s energy biodiesel from the inputs of 127 unit’s energy. The advertising that agro-fuels will assist farmers is based on the notion that the decisions about the use of the land remain decentralized within the country. Farmers should be given free will to decide how to plant Jatropha to produce oil for lamps or sop or bio-diesel for their vehicles. But the scenario set up by the large corporations is not what is desirable. There is usurpation of huge tracts of African land for overseas consumption and if they ruin the ecosystem, they conveniently make a move to other areas (MS Zambia Newsletter August 2009). Production of Jatropha is mainly done by the Out grower schemes. It is found that mostly there were no formal contracts for production. Even if contracts exist, there was no enforcement. Even farmers are not satisfied with Outgrowing system. Firms promise to endow the farmers with technology but fail to turn up again to provide information on technical issues. Production is targeted toward export and fails to benefit Zambian people. This can be confirmed by the fact that there exist no refineries in Zambia. There is need to set up a monitoring committee which can observe that all the contracts taking place are implemented. Strict actions should be taken if contracts are not enforced. The land grabbing has become very sophisticated and the poor are bound to suffer. There is need to lobby government for some policy changes. Civil societies should come up for the benefit of small holders and there is need to sensitize and assist the poor access and legally own land. Building the capacity of small scale farmers and their organizations to be part of the new agribusiness dispensation through direct investments as well as in partnership with foreign investors is desirable. There is need to empower the rural communities’ access and communally own land through ‘Community land titles’ to protect them in the future land concessions. (MS Zambia Newsletter August 2009). There is need by government to put more conducive environment by setting up â€Å"small claims courts’. There is need for further training of small-scale farmers so that they can develop skills in negotiating for good prices for their commodities. (Likilunga; 12; December 2005) â€Å"Extensive control of land by other countries can also raise questions of political interference and influence. (David Hallam; December 2009). Government maintains secrecy in the deals involving foreign investors. This lack in transparency undermines government accountability and gives an opportunity for corruption. Some recently reported land deals were associated with allegations that investors had paid cash or in-kind contributions to business or other activities run by high government officials or even the president in a personal capacity (e. g. Hervieu, 2009), even where private ownership is formally recognized most of the land is controlled by state (Cotula, Vermulen, Leonard and Keeley; 69; 2009). It has been seen that incomes are very unevenly distributed in Zambia. â€Å"Bottom 80% of populations in terms of earning are reported to have acquired only 31. 3% of total income, while the top 20% of population claimed 68. 87% of total income†. (Zambian Economist, 31 May, 2008). Non availability of written agreement on land acquisition has created disputes in some settlement area. A vigorous consultative process on land acquisition has to be adopted o minimize these land disputes. It is required to have all the deals in the written form. Appropriate Resettlement policy should be in place and adequate compensation should be give to the displaced farmers. Farmers generally practice subsistence farming and the land of cultivation is scattered. Most of the rural population keeps on migrating within the country. The liberalization of the agriculture sector and other reforms in Zambia, were accompanied by the decline in cultivated land and maize production. The proportion of households selling to the market and concentration of serves in central areas was also reduced. (Sangrario Floro and Schaefer: 84; fall 1998). With privatization, subsistence farmers have to move out. Before the reforms, Government bore all the transportation expenses both within and between regions and gave huge fertilizer subsidy so the prices of food grain as same for all producers. After reforms of 1990s, it was found that the cost of production has increased drastically because of high transportation costs and removal of subsidies for fertilizer, forcing farmers to sell at farm gate only. Thus the supply to market was nil. Evidence can be taken from the copper mines in Zambia, which was privatized in 1991. Large tract of land was required for development of new mines. There was often negotiation with local chiefs for land. Local people were persuaded on the trust that they will be relocated to other areas. Most often interest of local people was in variance with that of investors. Sometimes the local chiefs enter into secret deals with investors and accepted bribes as an inducement to persuade their subjects to acquiesce to investors’ demands. Impact of large scale mining on local community has been negative. There were social conflicts, destruction of livelihood, dislocation and displacement of local communities and environment degradation (Simutanya, ISS paper 165; July 2008). In case of foreign investments, it is noticed that Zambians were not given many job opportunities and people were placed from permanent to rolling contracts leading to casualization of labour. If agriculture land is given in foreign hands, it can lead to similar consequences. Foreign investors are driven by profit motive. They generally us capital intensive techniques driving labour out of work force. They also try to minimize wages to capture more profits in their hands. Profit, rather than having any impact on Zambia economy, is placed in banks or re-invested in companies outside the country. But it is also seen that with privatization, all workers came as a union, there was increase in the minimum wages. It can also be expected from agriculture sector. If all agricultural workers work in a huge tract of land then even they can coordinate themselves and demand for better wages and better working conditions. ). The economical benefits were also marginal, leading to large inequalities. In 2009, more than 80% of Zambia’s foreign exchange earnings and 15. 9% of GDP came from copper mining. (iol. co. a: Zambia copper mines: More local benefits urged; April 2010). In 2006, the contribution of mining to PAYE[1] was 54%, to VAT[2] was 45% and to employment generation was 58%. (Source: Zambia Development Authority). But Zambia fails to influence World market prices. (Source: www1. america. edu) Fluctuations in copper prices can impact the whole economy. So there is need to develop agriculture sector also as a safety net. But in which direction policy should be made is yet to be decided. The policy recommendations should be such that it should not affect the social and environmental climate of the country.

A Reaction to Uncle Toms Cabin essays

A Reaction to Uncle Toms Cabin essays A Reaction to Harriet Beecher Stowes Uncle Toms Cabin So this is the little lady who made this big war. Abraham Lincolns legendary comment upon meeting Harriet Beecher Stowe demonstrates the significant place her novel, Uncle Toms Cabin, holds in American history. Published in book form in 1852, the novel quickly became a national bestseller and stirred up strong emotions in both the North and South. The context in which Uncle Toms Cabin was written, therefore, is just as significant as the actual content. Among other things, Stowes publication of her novel was stimulated by the increasing tensions among the nations citizens and by her fervent belief that slavery was brutally immoral. While she was still young, Harriets family moved from Hartford, Connecticut to Cincinnati, Ohio. At the time, Cincinnati was a battleground for pro-slavery and anti-slavery forces, as well as being a city of religious revivalism, temperance conflicts, and race riots. Her father was a congregationalist minister and her oldest sister, Catherine, was a writer on social reform questions. It is not surprising, therefore, that because of her environment, Harriet became involved in movements emphasizing the moral injustice of slavery. Probably the most significant influence on Harriets writing Uncle Toms Cabin, however, was the passage of the Fugitive Slave Law in 1950. Under the law, people who assisted a runaway slave could receive a fine of $1,000 and six months in prison. Naturally, the statute broadened the slavery debate by involving the northern states in the apprehension of runaway slaves. The North, who had previously adopted a not-our-problem attitude toward slavery, now was forced into a direct role in its propagation. These influences were directly responsible for Stowes creation of Uncle Toms Cabin and its characters, which in h...

The Enduring Revolution of the Renaissance Essay

The Enduring Revolution of the Renaissance - Essay Example The Renaissance is generally described as the period of 1400 - 1600 when European thoughts and concepts went through a dramatic change. It drew its name, the Renaissance, from the reawakening to the ancient texts and knowledge of the Romans and the Greeks. The changes in social justice, art, science, and exploration impacted great change in Western thinking that continues to influence our society. A close examination of our American culture and institutions will uncover many roots that had their origin in the days of the European Renaissance. A major contribution of the Renaissance period was its placing knowledge in the hands of the ordinary person. Prior to this period, classical knowledge was left almost exclusively in the hands of scholars, professionals, and theologians. The invention of the printing press in 1440 by Johannes Gutenberg gave the general public the access to knowledge and philosophy. According to Thomas Carlyle in Sartor Resartus (1833), "He who first shortened the labor of copyists by device of movable types was disbanding hired armies [...] creating a whole new democratic world" (cited in Kreis 2004). The printing of the first bible in 1452 placed religion in the hands of the ordinary man and had a profound effect on religion. Spurred by classical philosophy, religion turned from the worship of the abstract towards the morality of man (Anesi 2004). This would sow the seeds of the Reformation and alter the Christian religion forever. This change in religion also brought about changes in the attitude towards the individual. Individualism took hold as people developed a respect for each human being and a willingness to work toward self-improvement. It led to changes in the legal and political systems resulting in a representative form of... A major contribution of the Renaissance period was its placing knowledge in the hands of the ordinary person. Prior to this period, classical knowledge was left almost exclusively in the hands of scholars, professionals, and theologians. The invention of the printing press in 1440 by Johannes Gutenberg gave the general public the access to knowledge and philosophy. According to Thomas Carlyle in Sartor Resartus (1833), "He who first shortened the labor of copyists by device of movable types was disbanding hired armies [...] creating a whole new democratic world" (cited in Kreis 2004). The printing of the first bible in 1452 placed religion in the hands of the ordinary man and had a profound effect on religion. Spurred by classical philosophy, religion turned from the worship of the abstract towards the morality of man (Anesi 2004). This would sow the seeds of the Reformation and alter the Christian religion forever. This change in religion also brought about changes in the attitude towards the individual. Individualism took hold as people developed a respect for each human being and a willingness to work toward self-improvement. It led to changes in the legal and political systems resulting in a representative form of government. The concept of sovereign nations was born out of these ideals. It valued the humanities as an educational endeavor and developed a sense of history and an awareness of our social structure.

Composition in the Humanities, How has humanitys use of the Written Research Paper

Composition in the Humanities, How has humanitys use of the Written Word Evolved Over Time - Research Paper Example As they prospered due to plentiful food and water they had a growing tendency to use surpluses to build impressive and complex cities for trade and emerging industries. It is thought that these complex city societies invented writing in order to help them keep track of their goods and property, and of their business deals. The Sumerians took the material that was most plentiful in that area, and one that they used to make the bricks that built their homes: the clay from the delta. Another plentiful commodity was the reeds which grew by the water and these were sharpened so that they could be used to make small marks in the clay. The distinctive wedge shaped format of the reed stem is what gave its name to this earliest form of writing: cuneiform. The clay tablets that cuneiform was written on were very cheap to produce. They could also be left to harden in the sun, or in an oven, so that they became more permanent records, and they proved very popular because of this. The system of w riting depended on tiny symbols being used to represent items in the real world. These early symbols were called â€Å"pictograms† because they were mini pictures that recalled the sounds or shapes of things in the world. (Harry Ransom Center Website). Archeologists have found vast libraries of these cuneiform tablets, containing laws, literature, and huge numbers of lists and business records. One of the disadvantages of clay are that it is brittle and liable to cracking and breaking, which makes it a risky medium for permanent records. The Egyptians solved this problem by carving their most important writing onto permanent stone monuments. Their writing is called â€Å"hieroglyphics† which means â€Å"scared carving† (Harry Ransom Center Website) and it had much more elaborate pictograms which resemble birds, animals and objects which are recognisable even today. Stone is extremely heavy, and it takes a very long time to carve, and so the Egyptians also looked for lighter, cheaper and more flexible ways to record everyday things. They used a kind of plaster on walls, and painted onto that with colored pigments, and they also invented papyrus, which is a type of processed reed that could be made up into a light and flexible surface. The design of the scroll, which allows the the papyrus to be rolled up into a tube, made transportation and storage much easier. Depending on the purpose of the writing, Egyptian scribes used three different scripts: â€Å"there is one, the most formal, for religious documents; one for literature and official documents; and one for private letters.† (Historyworld website) In other parts of the world such as central and northern Europe, America and China there were different geographical conditions. Societies here developed their own methods of writing using local materials. Manuscripts of the finest quality were produced in the ancient period and right through the middle ages using the scraped skins of animals, called parchment or vellum (University of Michigan Library website). Scripts such as Latin and Greek moved away from pictograms and into a system using a stylized alphabet based on sounds, which could be written speedily. Germanic tribes lived in areas with huge forests, and so they chose a simple script based on straight lines that could be carved on wood. In China rice paper was invented for painting and writing. These systems could be written left to right, right to left, and in a

Article literature review Essay Example | Topics and Well Written Essays - 500 words

Article literature review - Essay Example To determine the degree of standardization of advertising practice in perfumes, apparel and cosmetics in five European countries, a research study, with the use of content analysis, was conducted by using several editions of Vogue magazine. Prior to the study, it has been recognized by Sommers and Kernan that standardization of advertisements is â€Å"possible when the product serves the same needs across culture such as beauty, love and fear† (Seitz & Johar, 1993). This is the reason why the products that will be included in the study are perfumes, cosmetics and apparel, which are all considered beauty products. The three brands of perfume covered by the study were Yves Saint Laurent â€Å"Y†, Paloma Picasso and Lancome Tresor. The apparels included were Guess, Chanel and Giorgio Armani. Helena Rubinstein, Guerlain and Lancome Definicils were the cosmetic brands included. The countries chosen for the study are Spain, Italy, France, Germany and UK because of its very di verse cultures. The different print advertisements of the said products were examined according to picture, size, color, general layout, caption and explanatory text (Seitz & Johar, 1993). The results of the study confirmed the hypothesis that perfume advertisements were more standardized than apparel or cosmetics (Seitz & Johar, 1993). Moreover, the study also corroborated that â€Å"apparel advertisements were more localized than perfume or cosmetics† (Seitz & Johar, 1993). The study made presents itself as a guide for European advertisers who must take into consideration the anticipated development that the different European countries will continue to merge into a single market; thus, a need to have a unified brand image (Seitz & Johar, 1993). Having standardized advertisements will benefit global companies as it would mean economies of scale in advertising expenditures. Advertisers however must

Motivations for Plastic Surgery Essay Example | Topics and Well Written Essays - 1250 words

Motivations for Plastic Surgery - Essay Example In her article, Balsamo (1992) note two widely pursued perceptions about plastic surgery where a section of critics perceive the practice as â€Å"technological colonization of women’s bodies† while there are those who think plastic surgery presents women with the opportunity to get â€Å"empowered† (226). Central to these two perspectives is the motivation behind the ever-increasing number of women who are willing to go under the knife in order to get what is considered a perfect body. Certainly, not all plastic surgeries are undertaken for cosmetic reasons given that there is also a large section of women who are forced by medical reasons such as breast cancer after mastectomy. One of the areas that have reported a rapid increase in the number of clients is breast surgery procedures. The number of women looking for cosmetic breast surgery has been on a dramatic rise since Timmie Jean Lindsey as the first woman underwent the procedure in 1962. Although the shape of preferred breast implants have been fluctuating depending on the societal trends of specific periods with the 1970s women preferring a teardrop shape while those of the 1990s went for the roundest breasts possible, the global number of those interested in the procedure has always been on the increase (Foster). It is estimated that in Seoul, South Korea’s capital, one out of five women had undergone a plastic surgery procedure (Conley). These figures have continued to increase even with reported health complications such as the Poly Implant Prothese (PIP) scare, which is in fact not the first one. Over the history of cosmetic surgery, there have been always been an alternative to procedures that were deemed as risky such as the 1992 US silicone scare which led to many women going for plastic surgery to prefer saline instead of silicone implants. The risks on physical health such as possible infections, chronic pains, numbness of affected areas, breakage, leakage as well as necrosis for those who go through such procedures have deterred potential clients.     

Why Dunkin Donuts Closed In Faisalabad Marketing Essay

Why Dunkin Donuts Closed In Faisalabad Marketing Essay James Beard (1903-1985) The food industry is the complex, global collective of diverse business that together supply much of the food energy consumed by the world population. Processed food sales worldwide are approximately 3.2 trillion US dollars (2004). Only in US, consumers spend approximately US 1 trillion dollars. Nestlà © is the largest food and beverage company in the world. The food and its allied products industry is considered Pakistans largest industry. Trade sources estimate the sectors total value of production is over Rs 46 billion. Fast food is the term given to food that can be prepared and served very quickly. In 1867, Charles Feltman, a German butcher opened the first fast food diner in Brooklyn, New York city. Dunkin Donuts is the worlds largest coffee and backed goods chain, serving more than 3 million customers per day. It was founded in 1950 by Bill Rosenberg. The first Dunkin Donuts shop was opened in Quincy, Massachusetts, USA. In 1955 first Dunkin Donuts franchise was sold and ten years later (i.e. 1965) the first international branch was opened in Canada. At the end of 2008, Dunkin Donuts had a total of 8835 franchised restaurants including 2440 international shops in 31 countries. Dunkin Donuts has sales of over 4 million donuts a day and it had sales of 5.5 billion US dollars in the fiscal year 2008. Its international head office is located in Canton, Massachusetts. In 1998, First branch of Dunkin Donuts was opened in Karachi. In January 2004, Dunkin Donuts opened its branch in Faisalabad and it closed down in April 2005. Problem Statement / Research Question Why Dunkin Donuts closed down in Faisalabad Possible Reasons: The Closure of Dunkin Donuts Faisalabad Branch could have been due to one or more following reasons: Inadequate awareness among people of Faisalabad? Failed to develop taste? Difficult Accessibility? Supply Issues? Service Quality? Environment? High Pricing? Methodologies / Study We used to methods in our research process: In-depth telephonic interview Survey through questionnaire In-depth telephonic interview: We obtained the number of the required person from the Dunkin Donuts head office in Lahore. We conducted a telephonic conversation with Mr. Naveed Malik, who was the branch manager of Dunkin Donuts in Faisalabad at the time of closure and currently he is working as the Business Development Manager in Dunkin Donuts. Firstly we inquired him the problem s which contributed in the closure of the branch. He mentioned various reasons to it. According to him they faced supply problems as the kitchen was in Lahore and the stuff reached the branch after 2 and half hours of the daily opening which contributed towards the customer dissatisfaction. He mentioned that they used various tactics to create the awareness among the locals but they were failed in doing so. He also added that Dunkin Donuts did not match the Faisalabads taste culture and they also failed to develop the taste. He also blamed the local city government for their non-supportive behavior towards them as they refused to cut a t urn on the road which made the customers to reach the branch with difficulty. Then we asked him about their competitors in Faisalabad. He replied that there was no competition in Faisalabad as they deal primarily in cafà © and donuts which no other brand offered at that time locally. Then we asked him about their target customers. He told us that the target customers were mainly families Survey through Questionnaire: For the survey we had a sample size of 100 individuals which comprised of our friends, relatives and some strangers. We got the questionnaire (see appendix 1) filled at their homes where we were present in person. The reason behind selecting this target sample was they were easily accessible and were expected to provide their honest opinion as they share personal relationship with us. Our analysis of the questionnaire is as under: Note: For Pie Charts, See Appendix 2 Q 1. What is your Age group? 5 people were of the age less than 10 years, 15 belonged to the age group of 11-15 years, 30 people were aged between 16 and 20, 25 people belonged to the age group of 21-25 and 17 were from the age group of 26-30. Only 8 people were of the age of more than 30 years. Q 2. Do you Like Donuts? 70 people said that they like donuts and 30 people said that they are not fond of donuts. Q 3. Have you ever heard of Dunkin Donuts? 90 people said they had heard of Dunkin Donuts while 10 people had never heard about it. Q 4. Have you ever went to Dunkin Donuts, Faisalabad? Out of the 100 people who answered the questionnaire, 90 had gone to Dunkin Donuts Faisalabad while 10 had not. Q 5. What did you order? 60 people had ordered donuts, 50 had ordered sandwiches, 30 people had offered coffee/tea and 95 people ordered soft drinks. Q 6. How was your overall experience at Dunkin Donuts, Faisalabad? 20 people said that their experience in Dunkin Donuts was excellent, 50 said it was good, 15 said it was fair and 5 said that their experience was bad. Q 7. How will you rate Dunkin Donuts, Faisalabad from scale 1-10 with 10 being the highest (excellent taste)? Mostly people rated Dunkin Donuts between 5 and 8 on a scale of 10. Q 8. Did you go to any of the Dunkin Donuts branches outside Faisalabad? Only 36 people had gone to Dunkin Donuts outside Faisalabad. The other 64 had never been to any Dunkin Donuts branch outside Faisalabad. Q 9. Did you find any difference between the Dunkin Donuts, Faisalabad and the other branches outside Faisalabad which you visited? 6 people said they noticed a lot of difference between Dunkin Donuts branch in Faisalabad and a branch outside Faisalabad. 20 noticed a minor difference and 10 did not find any difference at all. Q 10. What Factor contributed for the difference between Dunkin Donuts, Faisalabad and the other branches? 2 people said that the factor that contributed to the difference between the branches was due to variance in service quality, 10 said it was food quality, 10 said it was environment, 3 said it was cleanliness while 1 person said it was variety of food. Q 11. Can Dunkin Donuts Compete with its competitors? 40 people said yes, 5 people said maybe and 45 people said no. Q 12. Why do you think Dunkin Donuts, Faisalabad closed down permanently? 10 people said the reason for the closure of the branch was bad service, 3 people said unhygienic conditions, 20 people said expensive, 7 people thought it was low food quality, 5 people said environment was not suitable, 5 people said bad location and 40 people said that Dunkin Donuts failed to develop taste of people living in Faisalabad. Limitations Many problems were faced during the preparation of this research project, which were handled amicably. Following were the limitations we have faced during the project In availability of internet Difficulty in finding suitable consultant Load shedding Transportation problem Faced difficulties in printing Conclusion When a customer comes to a restaurant he looks for a mix of services, quality, taste, satisfaction, accessibility and the value of money. If the particular restaurant fails to provide that mix, there are great chances of the restaurant to close down because the customer will become dissatisfied and he will not return to that place again. Same thing happened in the case of Dunkin Donuts Faisalabad, where they failed to provide the mix to their customers. Suggestions: To Enhance supplies To expand their customer base from families to masses. Takes appropriate steps regarding the awareness of the taste among the locals Make the outlet more accessible for the customers Price range should be vast so that it can absorb all income groups Appendix 1 Sample Questionnaire: Name: Contact No: Note: Please Circle the correct answer. You may choose more than one answer Q1) What is your Age group? Less than 10 11-15 16-20 21-25 25-30 30 or more Q2) Do you Like Donuts? Yes No Q3) Have you ever heard of Dunkin Donuts? Yes No If No then you dont need to go further Q4) Have you ever went to Dunkin Donuts, Faisalabad? Yes No If No then skip Q5-6 Q5) What did you order? Donut Sandwich Coffee / Tea Soft Drink Q6) How was your overall experience at Dunkin Donuts, Faisalabad? Excellent Good Fair Bad Q7) How will you rate Dunkin Donuts, Faisalabad from scale 1-10 with 10 being the highest (excellent taste)? _____ / 10 Q8) Did you go to any of the Dunkin Donuts branches outside Faisalabad? Yes No If yes then please specify: ________________ If No, then skip Question 9-10 Q9) Did you find any difference between the Dunkin Donuts, Faisalabad and the other branches outside Faisalabad which you visited? Yes, a lot of difference A minor difference Not at all If you answer is option c then skip Question 10 Q10) What Factor contributed for the difference between Dunkin Donuts, Faisalabad and the other branches? Service Food Quality Cleanliness Environment Variety Q11) Can Dunkin Donuts Compete with its competitors? Yes absolutely Maybe No Q12) Why do you think Dunkin Donuts, Faisalabad closed down permanently? Failed to develop the taste of people living in Faisalabad Bad service Unhygienic Conditions Expensive Low food quality Environment was not suitable Bad selection of location Other: Any suggestion you would like to give regarding Dunkin Donuts? Appendix 2 Pie Charts:

Search for Innocence in American Modernism Essay -- Literature Essays

Search for Innocence in American Modernism      Ã‚   American Literature from its very beginning has been centered around a theme of innocence. The Puritans wrote about abandoning the corruption of Europe to find innocence in a new world. The Romantics saw innocence and power in nature and often wrote of escaping from civilization to return to nature. After the Civil War, however, the innocence of the nation is challenged. The Realists focused on the loss of innocence and in Naturalist works innocence is mostly gone. During these periods of American Literature it seems almost as if a hole was being dug, a sort of emptying of innocence, and after World War I the Modernists called this hole the wasteland Many Modernist works focus on society lost in the wasteland, but they hint at a way out. The path out of the wasteland is through a return to innocence. This is evident in the Modernist works of The wasteland by T. S. Eliot, "Directive" by Robert Frost, "Babylon Revisited" by F. Scott Fitzgerald, and "Hills Like White Elephants" by Earnest Hemingway as will be shown in an analysis of the inhabitants of the wasteland and their search for innocence, the role of children and pregnancy in the wasteland, and the symbolism of water and rebirth.    But before I go on, I believe that I should first clarify what I mean by "a return to innocence." First, there is some confusion between innocence and ignorance. They are often used interchangeably. Because a person is innocent, it does not mean that he or she is unaware of reality. Innocence is almost like a different type of view. A child and an adult may interpret a single thing entirely differently, but this does not mean that the adult knows more about that thing. Innocence is open ... ...ed society and only through the return of innocence can there be hope of anything better.    Works Cited Eliot, T.S. The wasteland. In The Heath Anthology of American Literature, Volume II. Edited by Paul Lauter et al. Lexington, MA: D.C. Heath and Company, 1991: 1447-1463.    Fitzgerald, F. Scott. "Babylon Revisited." In The Heath Anthology of American Literature, Volume II. Edited by Paul Lauter et al. Lexington, MA: D.C. Heath and Company, 1991: 1471-1485.    Frost, Robert. "Directive." In The Heath Anthology of American Literature, Volume II. Edited by Paul Lauter et al. Lexington, MA: D.C. Heath and Company, 1991: 1208-1209.    Hemingway, Ernest. "Hills Like White Elephants." In The Heath Anthology of American Literature, Volume II. Edited by Paul Lauter et al. Lexington, MA: D.C. Heath and Company, 1991: 1471-1485.      

Chapter 4 questions Essay

1. How do relative ethics compare to universal ethical standards? Should ethics ever be relative? Provide a rationale for your response. Ethics are a set of beliefs about right and wrong, good and bad. Universal ethical standards are norms that apply to all people across a broad spectrum. These six core values being trustworthiness, respect, responsibility, fairness, caring, and citizenship. Ethics should never be relative because their ethical standards shift depending on the situation and how it relates to them. This kind of two-face thinking is dangerous because it can help people rationalize bigger and bigger ethical deviations. 2. What is an ethical dilemma? Give 3 examples of ethical dilemmas that workers or managers might face in a business setting. An ethical dilemma is a decision that involves a conflict of values; every potential course of action has some significant negative consequences. Some examples of ethical dilemmas could be: Noticing an employee stealing from the company, Employees bending the rules of the company, or a supervisor demanding that you do something illegal. 3. Compare the role of the individual and the role of the organization in ethical decision making. How can business promote an ethical climate? As an individual you will have factors that come into play as you face ethical dilemmas. Your personal needs, your family, your culture, your religion, and your personality traits like self-esteem, self-confidence, independence, and sense of humor all play a significant role. As an organization the CEOs, and managers must communicate their personal commitment to high ethical standards and consistently drive the message down to employees through their actions. Business can promote an ethical climate by setting the best example for the employees. Communication will help promote an ethical climate, as well as enforcing consequences for violations of the ethics policy. 4. When might the need for social responsibility conflict with the need to maximize profits? When the needs conflict, how should a firm decide which  path to pursue? Social responsibility is the obligation of a business to contribute to society. A company’s goal is to make profits and without company profits other contributions are impossible. A company can choose to make no contribution, a responsive contribution, or a proactive contribution depending on the businesses values, mission, resources, management philosophy, and ultimately its position on social responsibility. 5. Do you believe that employers should respond to employee needs for work-life balance? Why or why not? What are the trade-offs? Yes, employers should respond to employee needs for work life balance. It creates a workplace environment that respects the dignity and value of each employee. It ensures that hard work, commitment, and talent pay off. It moves beyond minimal safety requirements to establish proactive protections. The best employees respond to the ongoing employee search for balance between work and personal life. The employees will work harder for the company and keep longer term jobs. People will appreciate the extra mile the company goes for its employees, giving you more highly qualified applicants to choose from. 6. What are the 4 consumer rights originally outlined by President Kennedy in the early 1960s? How would you rank those rights in terms of importance? Why? The four consumer rights are: The right to be safe, the right to be informed, the right to choose, and the right to be heard. I rank these in importance as follows: 1- The right to be safe (I don’t want to be hurt or lose my life due to faulty products.) 2- The right to choose (I want to be able to choose where and when I purchase products to best suit the needs of my family.) 3- The right to be informed (It is important to me that I know the companies I deal with are legit and ethical, as well as what goes into the products I buy.) 4- The right to be heard (I think it is important to be able to express your complaints to a company and that they learn from customer experiences.) 7. Define the concept of planned obsolescence. Is this strategy ethically unsound? Why or Why not? Planned obsolescence is the strategy of deliberately designing products to fail in order to shorten the time between purchases. This strategy is ethically unsound because it thins the consumer wallets and abuses consumers trust. Consumers are willing to pay more to buy products from a socially responsible company. 8. What is the difference between corporate philanthropy and corporate responsibility to The community? Which do you think is better? Why? Corporate philanthropy is all the donations a business has made to nonprofit groups including money, products, and employee time. As where corporate responsibility is business contributions to the community through the actions of the business itself rather than donations of money and time. I think corporate responsibility is better because the company is taking action itself to contribute to the community, rather than just throwing money at the problem. It shows more heart, and more effort, and more dedication to the community. 9. Define sustainable development. What are 3 examples of successful companies that have pursued sustainable development programs? Sustainable development is doing business to meet the needs of the current generation, without harming the ability of future generations to meet their needs. McDonalds (recycling cooking oil and cardboard), Dell (going fully carbon neutral), and Pepsi (cutting emissions from fertilizer) are three examples of successful companies that have pursued sustainable development programs. 10. How can domestic companies that outsource manufacturing to foreign factories ensure that their vendors adhere to ethical standards? Companies can bring together their own values with the laws of both the United States, and their host countries. Most socially responsible companies establish codes of conduct for their vendors setting clear policies for human rights, wages, safety, and environmental impact. Codes of conduct work best with monitoring, enforcement, and the commitment to finding solutions that work for all parties involved.