Feedback Introduction to Finance - 1991 Words

Quiz Feedback | Introduction to Finance 12/07/13 18:50 Feedback — Assignment 3 Thank you. Your submission for this quiz was received. You submitted this Assignment on Sun 7 Jul 2013 10:22 AM PDT (UTC -0700). You got a score of 90.00 out of 100.00. Please read all questions and instructions carefully. Note that you only need to enter answers in terms of numbers and without any symbols (including $, %, commas, etc.). Enter all dollars without decimals and all interest rates in percentage with up to two decimals. Read the syllabus for examples.The points for each question are listed in parentheses at the start of the question, and the total points for the entire assignment adds up to 100. Question 1 (5 points) Sachin has asked his flat†¦show more content†¦You know how to set up and calculate NPV. 10.00 / 10.00 Question Explanation A fairly common NPV problem Question 5 (10 points) Yassein is looking to refinance his home because rates have gone down from when he bought his house 10 years ago. He started with a 30-year fixed-rate mortgage of $288,000 at an annual rate of 6.5%. He can now get a 20-year fixed-rate mortgage at an annual rate of 5.5% on the remaining balance of his initial mortgage. (All loans require monthly payments.) In order to re-finance, Yassein will need to pay closing costs of $3,500. These costs are out of pocket and cannot be rolled into the new mortgage. How much will refinancing save Yassein? (i.e. What is the NPV of the refinancing decision?) Your Answer 15463 16975 ï€Å' 10.00 Correct. This is a very common situation we all face all the time. 17517 16467 Total 10.00 / 10.00 Score Explanation https://class.coursera.org/introfinance-003/quiz/feedback?submission_id=41317 Pà ¡gina 4 de 9 Quiz Feedback | Introduction to Finance 12/07/13 18:50 Question Explanation A problem we saw last week, but I expect you to do this routinely now. It is a value generating opportunity through financing only because interest rates changed. Question 6 (10 points) Chandra has the opportunity to buy a vacant lot next to several commercial properties for $50,000. She plans to buy the property and spend another $60,000Show MoreRelatedJob Requirements For Operation Manager1557 Words   |  7 PagesIntroduction Employment interview become an interactive and integral part of recruitment process that help companies and individuals to meet and choose the right person, right place. This report aimed at identify the interview structure and appraisal issues and analyse job requirements for operation manager in the case of Ateam Fashion Ltd, a leader in fashion designing and customizing fields. Besides, the key performance indicators for this position will be assessed to create the framework and guidanceRead MoreFactors affecting women entrepreneurs success1224 Words   |  5 Pages1-1 Introduction to Operations Management Operations Management William J. 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This can happen in case of software’s or service providers like Ethernet or internet etc. †¢ Positive feedbacks: Below listed are types of positive feedbacks: ïÆ'Ëœ Network externalities: This is the position in which one pays a value for the product or services which is also shared between others who use the same product to create different values to the firm. For example when a pharmaceuticalRead MoreSample Resume : Chef 7 Chefs Essay1313 Words   |  6 Pagesregister, line up and wait for seat in order. Also we may need ordering machine to help waiters to send the order accurately to kitchen. Moreover, the finance software also will help us to deal with the data analysis during our operation. Besides that, the apps like yelp! and ZAGET also will help us to advertise. Marketing and Market Introduction Plan First, we have to find a right place for our restaurant. It isn’t a small restaurant, so we have to find a store can contain our restaurant scale.Read MoreFinancial Decision Making for Managers: Assignment Specifications1273 Words   |  6 Pagesothers has been used to support my work then credit has been acknowledged. Signature: †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. Date: †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ Key dates Distribution date: Submission date: Return date: 23/09/2013 (TBC) 15th week of the term 4 weeks from submission Introduction The assignment requires students to carry out calculations and make decisions based on an analysis of financial information. For task one they should use a set of published accounts that they have sourced (as in activities above). For otherRead MoreThe Function Of Management Control1387 Words   |  6 Pages___________ Assessment 2 Research Exercise BUS 106A Introduction of Business – A T3/14 (Control Issues) Prepared by: Nirendra Adhikari Student no. 11401185 Timing: Tutorial on Monday 9am – 11pm, LA-T1 Tutor: Katerina Pantzikas Due date- 19th Jan 2015 Table of Substance: ïÆ'Ëœ Introduction.................................................................................

Music Baritone Sax Free Essays

The History of the baritone saxophone was very interesting to research giving that I have played this beautiful instrument for 4 years. Finding a little more about the history of this beautiful instrument was a very interesting time. The baritone saxophone features a low pitch. We will write a custom essay sample on Music Baritone Sax or any similar topic only for you Order Now It is a single reed instrument that is made from brass and has a tapered conical bore. Despite the baritone’s low pitch, its music is written in treble clef instead of bass clef. In modern music, the baritone saxophone is usually the largest sax featured in contemporary ensembles alongside its more common cousins, the alto and the tenor saxophone. The saxophone was invented in 1841 by Belgian manufacturer and instrument maker Adolphe Sax. His intent was to create a new instrument that would fill the gap between the loud woodwinds and the brass instruments. In 1844, Sax introduced his saxophone to the public during the Paris Industrial Exhibition. In February of that year, Berlioz conducted a concert that performed his choral work, â€Å"Chant Sacre,† which featured segments that included the new saxophone. Near the end of 1844, the saxophone enjoyed a successful orchestra debut in Georges Kastner’s opera â€Å"Last King of Juda† at the Paris Conservatory. Adolphe Sax obtained his original patents in 1846 for the baritone variation of the saxophone along with thirteen of its cousins, including the tenor, bass, alto, contrabass and sopranino saxophones. The following year, the first saxophone school was opened at the Gymnase Musical, a military band school. Ten years later, Adolphe Sax wanted to share his love and knowledge of music, so he took on a professorship at the Paris Conservatory. â€Å"Also, in 1866, Sax’s patents expired, leaving the way open for the Millereau Co. o obtain patents for their own variation of the saxophone that featured a forked F sharp key†. In 1881, Adolphe Sax extended his patent for the baritone sax and other variations, and made changes to the design of the instruments. In response to its growing popularity, Gus Buesher was the first person in the United States to build a saxophone in 1885. Over the next few years, the baritone and other variations underwent more design changes, â€Å"such a s the addition of the right hand C trill key and the invention of the single octave key†. Adolphe Sax died in 1894, but his legacy lived on when his son, Adolphe Edouard, continued his life’s work. During the 1900s, the baritone saxophone enjoyed increasing popularity, and was incorporated into Jazz bands and other musical formats. It was also used in classical compositions, but rarely for orchestral music. Notable orchestral exceptions include Richard Strauss’s â€Å"Symphonia Domestica† of 1903 and Charles Ives’s â€Å"Symphony no. 4,† composed from 1910 through 1916. Famous musicians who played the baritone sax include Harry Carney, Pepper Adams, Valentin Alvarez, Bruce Kapler, Lou Marini and LeRoi Moore. † In conclusion the Baritone Sax is a beautiful instrument that should be appreciated. Giving such a beautiful tone. By far the baritone sax is my favourite saxophone giving it shape, color, quality of tone and pitch, and allowing a player to have the control to play with dynamics. I hope you have learned alittle more about my instrument thank you. How to cite Music Baritone Sax, Papers

Human Embro Cloning Essay Example For Students

Human Embro Cloning Essay The specific objective of this major essay is to clarify and summarise the controversial debate concerning the ethical decency of embryonic cloning for therapeutic purposes. This is the form of cloning that is supposedly beneficial to a barrage of medical applications. We will identify the key opposing ethical perspectives such as those of the justification of embryonic research based on the normative theory of consequentialism. This paper will also probe into the relatively brief history of the debate while gauging the particular stumbling blocks of disagreement which bioethicists have arrived at. The topical aspects of therapeutic cloning will be closely studied by weighing the pros and cons and gaining a greater understanding of the present scenario. Formally speaking, embryonic cloning is a technique used by researchers and animal breeders to split a single embryo into two or more embryos that will all have the same genetic information. Some more extreme forms of Embryonic or Therapeutic cloning involve the deliberate creation of an identical twin to be destroyed before implantation in order to make replacement tissues. However, these identical twins are usually only six day old embryos, a minuscule collection of cells without a nervous system. Therapeutically, the notion of cloning is medically significant because cloned individuals at the embryonic stage share the same immune characteristics as each other (Harris 26). The possibility of cloning an individual at the embryo stage allows one clone to be used as a cell tissue and organ bank for the other. Embryonic cloning has a history of significant developments and discoveries that have occurred only in the past ten or twenty years. In the nineteen eighties and early nineteen nineties, sophisticated foetal and embryological research was banned by the United States Reagan and Bush administrations due to pressure from pro-life factions of the Republican party. However, these regulations against research into the controversial field were relaxed considerably with the inception of the more pro-choice Clinton administration. In October 1994, Robert J. Stillman shocked the world with the news of his successful cloning of seventeen flawed human embryos at George Washington Medical Center (Dyson Harris 276) in the United States. Events such as this have continued to spark furious debate over the past few years. In December 1998, Professor Lee Bo-Yeon of Korea created and killed the first human clone, much to the dismay of numerous pressure groups. In July this year, scientists of the United Kingdom began to publicly exploit a loophole in the Governments ruling of the rejection of spare-part cloning research. The loophole allows the researchers to continue with experiments by importing stem cells from cloned embryos which have been created and destroyed in another country. There is a rather surprising amount of medical benefits arising from therapeutic cloning research which have to be weighed before we assess where the debate is currently at. Doctors lay well founded expectations that by being able to study the multiple embryos developed through cloning, the causes of disastrous spontaneous abortions can be determined and much human loss can be averted. A greatly viable application lies in the field of clinical contraceptives. Leading contraceptive specialists perceive that if they can determine the manner in which an embryo knows where to implant itself, a contraceptive can be developed which will prevent embryos from implanting in the uterine wall. An additionally important branch of therapeutic cloning research is embryonic stem cell development. Stem cells are undifferentiated cells that can evolve into almost any type of cell (Lord 28) within the human body. These cells are not attacked by a persons immune system because of their rapid maturation and undifferentiated status. .u1755733abf804f115161d5b02b34aec2 , .u1755733abf804f115161d5b02b34aec2 .postImageUrl , .u1755733abf804f115161d5b02b34aec2 .centered-text-area { min-height: 80px; position: relative; } .u1755733abf804f115161d5b02b34aec2 , .u1755733abf804f115161d5b02b34aec2:hover , .u1755733abf804f115161d5b02b34aec2:visited , .u1755733abf804f115161d5b02b34aec2:active { border:0!important; } .u1755733abf804f115161d5b02b34aec2 .clearfix:after { content: ""; display: table; clear: both; } .u1755733abf804f115161d5b02b34aec2 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u1755733abf804f115161d5b02b34aec2:active , .u1755733abf804f115161d5b02b34aec2:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u1755733abf804f115161d5b02b34aec2 .centered-text-area { width: 100%; position: relative ; } .u1755733abf804f115161d5b02b34aec2 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u1755733abf804f115161d5b02b34aec2 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u1755733abf804f115161d5b02b34aec2 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u1755733abf804f115161d5b02b34aec2:hover .ctaButton { background-color: #34495E!important; } .u1755733abf804f115161d5b02b34aec2 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u1755733abf804f115161d5b02b34aec2 .u1755733abf804f115161d5b02b34aec2-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u1755733abf804f115161d5b02b34aec2:after { content: ""; display: block; clear: both; } READ: Flight 93 EssayMany doctors have reason to believe that these stem cells could be used to replace damaged cell tissue in adult humans with brain and nervous system damage. Because of the large amount of cells needed, human embryo cloning will aid the eventual implantation of those cells significantly. Cancer investigation is probably the most crucial reason for research into therapeutic cloning. Oncologists believe that embryonic study will advance the understanding of the rapid cell growth of cancer. Cancer cells develop at roughly the same extraordinary speed as embryonic cells. By studying the embryonic cell growth, scientists may be able to determine how to stop it and, in turn, also stop cancer growth. Genetic embryo screenings is a branch of cloning research which is already becoming increasingly effective and precise within hospitals in England. Parents who have a history of genetically inherited diseases such as cystic fibrosis can now use an embryo screening to determine if their child has received the faulty gene. The more medically questionable use of cloned embryos is for spare parts. By freezing cloned embryos, it is possible to later thaw and implant one into the uterine wall for the development of an identical child. This foetus would then be able to provide any organs or bone marrow transplants to save the life of the original child without the necessity of being carried to a nine months full term. This last application definitely begins to raise the question of what moral status an embryo should have, if any at all. The paramount controversy lies in the distinct disagreement as to whether we can classify human embryos as people; or more precisely human beings. One of the larger problems in this debate is an equal lack of knowledge on both sides. If one says the word embryo, people conceive an image of an extremely small baby. Heads, arms and eyes are usually imagined; this is completely incorrect. As mentioned previously, the embryo appears as a tiny bowl of cells when seen with the naked eye. The cells have not begun to change yet, there is no nervous system. On the other hand, after a development period of precisely fourteen days the formation of the nervous system, including the brain, is begun via the closure of the neural tube. This process is complete after the eighteenth day of development. The debate here lies within the question of whether embryonic cells, even before the fourteenth day, deserve the same moral standing as fully developed persons. As is the case with the abortion debate, we are trying to define where life begins by using different paradigms which clash rather violently; scientific versus religious, anthropocentric versus ecocentric and political versus the masses. Pressure groups against therapeutic cloning take insignificant events and sensationalise them in order to sway the argument. An array of people now maintain that cloning can inadvertently kill the clone; this originated from the incident that a cow cloned with DNA from an adult cell may have died because of errors in its DNAs genetic reprogramming. Small details and incidents within the therapeutic cloning lead to startling accusations and supposed factual estimates. There is a barrage of groups and sectors of the global community that constantly share their drastic ethical perspectives on the therapeutic cloning debate. The religious community vigorously opposes all human cloning procedures. The doctrines of such religions as Catholicism, Judaism and Buddhism firmly believe in the notion of the human soul. It is the inner spiritual self which is believed to be born from the very first second of conception. Mostly all religions believe that the act of murder is incorrect; not only destroying another human being, but his or her soul. Cloning research involves killing embryos which, to these religions, means the murder of a soul. To the religious community, cloning in itself is a violation of natural processes which should not be interfered with because they are made possible by a supreme being. .ua8b45ad342448e1cc9e45f8041e9203e , .ua8b45ad342448e1cc9e45f8041e9203e .postImageUrl , .ua8b45ad342448e1cc9e45f8041e9203e .centered-text-area { min-height: 80px; position: relative; } .ua8b45ad342448e1cc9e45f8041e9203e , .ua8b45ad342448e1cc9e45f8041e9203e:hover , .ua8b45ad342448e1cc9e45f8041e9203e:visited , .ua8b45ad342448e1cc9e45f8041e9203e:active { border:0!important; } .ua8b45ad342448e1cc9e45f8041e9203e .clearfix:after { content: ""; display: table; clear: both; } .ua8b45ad342448e1cc9e45f8041e9203e { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ua8b45ad342448e1cc9e45f8041e9203e:active , .ua8b45ad342448e1cc9e45f8041e9203e:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ua8b45ad342448e1cc9e45f8041e9203e .centered-text-area { width: 100%; position: relative ; } .ua8b45ad342448e1cc9e45f8041e9203e .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ua8b45ad342448e1cc9e45f8041e9203e .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ua8b45ad342448e1cc9e45f8041e9203e .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ua8b45ad342448e1cc9e45f8041e9203e:hover .ctaButton { background-color: #34495E!important; } .ua8b45ad342448e1cc9e45f8041e9203e .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ua8b45ad342448e1cc9e45f8041e9203e .ua8b45ad342448e1cc9e45f8041e9203e-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ua8b45ad342448e1cc9e45f8041e9203e:after { content: ""; display: block; clear: both; } READ: THE CITY WHICH IS INSIDE YOU EssayThe scientific community is divided on the ethical implications of cloning research. One hundred bioethicists, scientists and legal scholars in America have signed a statement declaring therapeutic cloning as unethical and scientifically unnecessary (Nicholls 1). But many biologists believe that further embryonic research will be based on the normative theory of consequentialism. This theory allows for the actions of research to be taken in accordance with the desirable goal of human satisfaction, happiness or pleasure; the greatest good for the greatest number. (Preston 41). In conclusion, we can clearly see that significant steps must be taken to allow for the divergent communities of the world to reach common ground on the topic of embryonic cloning research. There are a few guidelines and regulations for cloning research which have been layed out by some governments but they are not sufficiently effective to stop the actions that, to many, seem unethical and even grotesque. Limitations which are put in place by governments can only apply to government funded experiments; currently there are no laws prohibiting any of the above procedures in privately funded research settings. At the present stage, the debate may continue and the controversies may prosper, but human embryo cloning will go on in any manner as long as no worldwide bans exist. Thoroughly continuing the review of both popular and academic literature may lead the developed nations to gain a proficient understanding of the realistic positive and negative possibilities of therapeutic cloning in the near future. This will, in time, generate the global legislations giving much needed ethical and humane boundaries to a field which is yet to be conquered.